4 Important Things To Do Before Closing On Your New House

Real Estate Blog

When you choose a house to buy, you will need to prepare for the closing on it, which normally takes around 30 days. During this time, you will have a lot to do, and there are some things you might forget to do. Here are several important things you will need to do during this time so that you can prepare to move into your new home.

Buy homeowner's insurance

You will not be able to close on the mortgage loan for your house if you do not have homeowner's insurance on the house. This is a requirement by all lenders, and it will be something you must prove before or during your closing appointment. You are free to purchase a policy from any insurance company, but you will need to make sure it offers a sufficient amount of coverage for the house you are purchasing.

Transfer the utilities into your name

You will also need to take the time to contact every utility company you will need for your new home so that you can have the utilities transferred into your name or connected at the house. This may include gas, electric, water, sewer, cable, and Internet services. It will be your responsibility to do this before closing, and you should make sure the transfers are completed by the date of your closing.

Forward your mail and change your address

Before you move, you will also need to contact the post office and let them know you are moving. When you do this, you can fill out a change of address form, and this should automatically forward your mail from your current home to the new house you are moving to. This is something you can do weeks in advance, because you can ask for this to start on any date you choose.

Schedule a moving company

If you do not want to handle the move by yourself, you will need to contact and schedule a moving company, and this is something you should do at least a month before your move. Many moving companies are busy and they may need a few weeks notice before they can provide you with the services you need, so make sure you call ahead of time.

These are some of the most important things you should work on during this time, and you should make a list of these and any other tasks you need to do so you can accomplish everything you need to. To learn more about moving, contact your local real estate services.


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